Simple Ira Contribution Limits 2025 Employer. For 2025, you can contribute up to $23,000 to a 401(k) if you are under 50.while some workers may contribute the maximum amount, that won't be reasonable. Beginning on 1/1/2025, employers may make an optional, additional contribution up to the lesser of 10% of compensation or $5,000 (indexed for inflation).

Below are the simple ira contribution limits for employees and employers for 2025: Simple ira participants may contribute up to $16,000 to a simple ira in 2025.